About us
Our mission
We exist to empower Financial Institutions— including Payment Service Providers, Card Processors, BaaS Providers, and Banks— by reducing operational friction and enhancing efficiency through unifying existing and fragmented Financial Crime tools and processes. We enable Financial Institutions to reclaim valuable time and focus on accelerating business growth.
Our story
ComplyStream was born from a simple idea, to revolutionise the way financial institutions handle operations, starting with Financial Crime. Our founders, with decades of combined experience in B2B payments, AI, and FinCrime, witnessed firsthand the inefficiencies and poor user experiences within the industry. They saw an opportunity to not just improve but to completely transform how financial services could operate.
“I see a world where B2B payments never pause, where fraud is detected and resolved instantly, where disputes are settled automatically, and where customer onboarding is immediate. Imagine operations that are unified, efficient, and truly delightful. ComplyStream can make that world a reality”
- Kartik (Founder)
We’re not just imagining a better future—we’re building ComplyStream to make that world a reality. Our vision is to turn compliance into a differentiator, not just a safeguard. We believe in a future where financial services are faster, smarter, and more efficient – built on the principles of consistent communication, accelerated decision-making, enhanced customer experiences, and the redirection of effort to what truly matters.
Meet the founders
Kartik
With over 15 years of expertise in Financial Crime, B2B Payments and Embedded Finance products, Kartik has a rich background in Financial Services and Fintech. His experience includes over a decade at JPMorgan as a Payments Product Manager and leading KYB/FinCrime Product at Tide and BVNK.
Sandi
Sandi brings over 15 years of experience in payments, lending, and financial crime management. Having worked for major banks like HSBC and RBC, as well as fintech companies such as Wonga and Thredd, Sandi is known for his deep customer empathy and innovative approach to product development.
30+ of years combined experience in the industry
Our founders have first-hand experience in B2B Payments, AI & FinCrime Operations and driving impact in a regulated setup.
